Sunday, November 11, 2012

Would Charles Darwin Have Made a Good Congressman?

"It sickens ME that someone would call for suppressing the opinions of others simply because they don't agree with them."

It's its factual wrong, it's not an opinion, it's a lie.
You can have your own opinion, but not you own facts.

" Rather than supply a cogent, reasoned response to those opinions, they result to name calling and demands of censorship."
We have volumes and volume of books and warehouses of evidences of the facts.

"Oh, wait... I forgot how Democrats campaign nowadays, and, since they won, how th

Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/MM5JPmk5EhA/would-charles-darwin-have-made-a-good-congressman

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States given more time to work on health exchanges

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Source: http://news.yahoo.com/states-given-more-time-health-exchanges-000051102.html

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Saturday, November 10, 2012

NHL, union meet for small, informal lunch

NHL Commissioner Gary Bettman speaks to reporters following labor talks, Friday, Nov. 9, 2012, in New York. The league and the players' association met Friday for the fourth straight day trying to reach an agreement to end the lockout. (AP Photo/ Louis Lanzano)

NHL Commissioner Gary Bettman speaks to reporters following labor talks, Friday, Nov. 9, 2012, in New York. The league and the players' association met Friday for the fourth straight day trying to reach an agreement to end the lockout. (AP Photo/ Louis Lanzano)

Donald Fehr, executive director of the NHL Players' Association, speaks to the media following talks after meeting with the NHL, Friday, Nov. 9, 2012, in New York. The league and the players' association met Friday for the fourth straight day and fifth time in seven days, trying to reach an agreement to end the lockout. (AP Photo/Louis Lanzano)

National Hockey League Players? Association Executive Director Donald Fehr arrives for talks, in New York, Friday, Nov. 9, 2012. The NHL and NHL Players' Association are back in the boardroom. The sides have gathered for a fourth straight day of collective bargaining talks ? the longest run of meetings they've had during these negotiations to end the lockout.(AP Photo/Richard Drew)National Hockey League Players? Association executive director Donald Fehr arrives for talks with the NHL, Friday, Nov. 9, 2012, in New York. The league and the players' association met Friday for the fourth straight day and fifth time in seven days, trying to reach an agreement to end the lockout. (AP Photo/Richard Drew)

Donald Fehr, executive director of the NHL Players' Association, leaves after meeting with the NHL, Friday, Nov. 9, 2012, in New York. The league and the players' association met Friday for the fourth straight day and fifth time in seven days, trying to reach an agreement to end the lockout. (AP Photo/Louis Lanzano)

NHL Commissioner Gary Bettman speaks to reporters following labor talks, Friday, Nov. 9, 2012, in New York. The league and the players' association met Friday for the fourth straight day, trying to reach an agreement to end the lockout. (AP Photo/ Louis Lanzano)

(AP) ? The NHL and the players' association weren't quite ready to return to the bargaining table Saturday. But they put aside their differences long enough to at least have lunch together.

After negotiations hit a rough spot Friday on the fourth straight day of talks during the lockout, the sides stayed apart through the early part of Saturday. But they remained in contact during the day before meeting for a small, informal lunch in the afternoon, the players' association said in an email.

It was unknown if the sides would hold formal negotiations Saturday, the 56th day of the lockout that has delayed the start of the season and already forced it to be shortened. Talks broke off Friday night a few hours into a bargaining session on the core economic differences that separate the sides and threaten the season completely.

After those discussions ended, union executive director Donald Fehr held a conference call with the executive board and players on the negotiating committee. The players' association continued internal discussions Saturday before meeting with the league.

It became clear Friday night that the gap between the sides had grown wider. Whether negotiations took a step backward remains to be seen.

After three consecutive seemingly positive days of talks this week, discussions turned sour when negotiations ended for the night. The union was under the impression the numbers floated by each side indicated they were nearer to an agreement with the league, but NHL Commissioner Gary Bettman disagreed.

"Gary made a comment (Thursday) that there is still a lot of work to do. I think, given (Friday's) session, there is still a lot of work to do," Fehr said. "We looked at some of the numbers on the various proposals and we thought we were much closer together on the structure of a deal than the suggestions were. They came back to us and said, 'No, we are very very far apart on the structure of the deal.'"

There were vocal disagreements at the end of the session, and the union is beginning to feel that the NHL isn't ready to make a deal now, even if the players were suddenly willing to accept the league's offer in full ? which they are not.

"We talked back and forth a little bit, and at one point the question was asked: 'If the players would agree to everything that's in your financial proposal, what you're saying is you still won't make an agreement unless the players give up everything in all of the player-contracting rights in your proposal? The answer was, 'Yes, because that's what we want,'" Fehr said. "One wonders if that's really the case. How do you get there from here?

"Given where we are, we're going to reconvene internally (Saturday) morning and we'll come to grips with where we are and try to figure out what we'll do next. I don't know what will happen next."

Bettman declined to reveal what was discussed or where the disagreements lie. He also wouldn't characterize the mood of the talks.

"I am not going into the details of what takes place in the room," he said. "I really apologize but I do not think it would be constructive to the process. I don't want to either raise or lower expectations. I won't be happy until we get to the end result and that means we're playing again."

The union fought to put out internal fires Friday after a memo to players summarizing Thursday's negotiations was leaked to the media. That led to suggestions that the players' association didn't fully convey the owners' most recent proposal to its membership accurately or completely.

Fehr sternly shot down the report, if for no other reason that there were players present at the negotiations when the offer was put forward.

"Their proposal is made in front of players in the room who hear it," Fehr said. "It's made in front of staff who hear it, it's made in front of former players who hear it. They're on the phone talking to everybody on an ongoing basis afterward.

"Owners can't come to meetings when they want to hear stuff directly, but every single player can at the union's expense. Come hear it for himself, make the judgments, and all the rest of it."

Ron Hainsey, the player representative for the Winnipeg Jets, backed Fehr's assertion in full.

"Every player is welcome in every meeting," the defenseman said. "Every player has the ability to get in touch with Don via phone, via email, or get in touch with me or any member of the negotiating committee via phone, via email. This notion that something was hidden over the past 24 or 48 hours is totally inaccurate. We feel that this should put this issue to rest.

"Obviously there aren't 30 owners in the room, there aren't 700 players, but we make sure everyone who wants to know exactly what's going on ... we're taking calls every night. It was a memo to summarize as quick as possible for players. At the end of that memo I believe it says if you want exact details of the offer, call us or email us."

The lockout has already caused the league to call off 327 regular-season games, including the New Year's Day Winter Classic in Michigan. The league is in danger of having a lockout wipe out a full season for the second time in seven years.

Bettman is scheduled to attend Hockey Hall of Fame inductions Monday night in Toronto, but developments in negotiations could prevent that.

The lockout began Sept. 16 after the collective bargaining agreement expired, and both sides rejected proposals Oct. 18. The players' association has agreed to a 50-50 split of hockey-related revenues, but that division wouldn't kick in until the third year of the deal.

During a second consecutive day of marathon negotiations Wednesday, the players' association made an offer on revenue sharing in which richer teams would help out poorer organizations, and another proposal regarding the "make-whole" provision that would guarantee full payment of all existing multiyear player contracts.

Revenue sharing and the make-whole provision are major hurdles. Both sides have made proposals that included a 50-50 split of hockey-related revenues. The NHL has moved toward the players' side on the "make-whole" provision and whose share of the economic pie that money will come from.

The NHLPA estimates that about $590 million is needed to guarantee the amount left to be paid to players on the "make-whole" provision, but so far the league is only offering $211 million.

The union accepted a salary cap in the previous labor pact, which wasn't reached until after the entire 2004-05 season was canceled because of a lockout. The union doesn't want to absorb the majority of concessions this time after the NHL had record revenue that exceeded $3 billion last season.

Players believe that dropping their share of hockey-related revenue from 57 percent to 50 percent is already a major concession on their part.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-11-10-HKN-NHL-Labor/id-9bc44c4c3ca0450399740651830d7e73

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How to Know When It's Time for Mom or Dad to Stop Driving | The ...

Nov 09, 2012 ?/? By: Cheryl K. David, Estate Planning Attorney ?/? Category: Elder Law

Adult children with aging parents often face a difficult decision in determining when it?s appropriate to take away the keys from mom or dad. While no one wants to be faced with the situation of having to discuss this difficult situation, you can?t ignore the reality and allow a parent to continue driving when he or she is no longer capable of doing so safely. Here are several tips you can use to help determine when finally time to take away the keys.

Medical Conditions

Almost all seniors have at least some kind of medical condition or ailment that might impact their ability to drive. Obvious problems, such as loss of visual acuity or loss of motor control, are easy to observe, though unrelated conditions can also impact a parent?s ability to drive. It?s important you?re familiar with any medical conditions your parent has and ask a physician how those might affect driving ability.

Medication

In addition to medical conditions, treatments and medication can also impact driving ability. Even if medical condition is not one that would impact driving skills, medications can often diminish a person?s ability to concentrate, observe, or perform driving tasks that require hand-eye coordination and quick reaction time.

Mental Condition

Everyone faces cognitive decline as they age, but it can often occur subtly. It?s a good idea to periodically accompany parents while they drive to observe their driving skills. If reaction times are delayed or if they aren?t able to navigate, these can be good signs of decreased cognitive capacity requiring cessation of self-driving.

The Law Offices Of Cheryl David is a member of the American Academy of Estate Planning Attorneys.

Source: http://www.cheryldavid.com/blog/elder-law/time-mom-dad-stop-driving/

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Friday, November 9, 2012

Suicide attack on base in Pakistan's biggest city kills one

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Internet Hosting Business Assessment In Pakistan : Internet ...

You are here: Home / Web Hosting / Internet Hosting Business Assessment In Pakistan



What size can the organization get and may it maintain its current development about website hosting, domain registration, website designing price in Pakistan?

A fast rising Market The enlargement inside the fame, size and utilisation of the Internet has become amazing. It?s changed the way in which people converse, learn, and best of all do commerce. Because of this, the need for better web services, like website hosting, has explode in fresh years, and it represent the top continuously growing portion of the Internet services market.

SECP (Security & Exchange Commission of Pakistan) predicts that the Pakistan industry for web hosting will grow from $106 million in 2005 to $500 million in 2007, on behalf of a compounded annual growth rate of 85.4%. SECP also estimate how the global niche for website hosting will grow quicker, from $16.9 million in 1999 to $1.8 billion in 2006, a substance annual rate of growth of 130.7%.

According to Information Ministry of Pakistan, small businesses, individuals with below 100 employees, included 48% from the total website hosting market in 1998 in the PAK., and yes it Ministry predicts this percentage will grow to 61% by 2007, after which small businesses are projected to be the cause of $10.7 billion of the total $18.9 billion Pakistan. Website hosting market. Moreover, IT Ministry predict how the small commerce part of the marketplace will grow in a compounded yearly development rate of approximately 96% between 2003 and 2010, versus 83% for average and 88% for the big business segments. According to IT Ministry, at the ending of 2011 only 18% of a predictable 8.4 million small enterprises from the Pak. had websites. IT Ministry predict in order to from the ending of 2011, the number of undersized businesses inside the PAK. Market will grow to 9.two million, 72% of which are predictable to get websites.

Next Year many peoples plan to start their reseller web hosting & domain business in Pakistan a lot of reliable hosting companies in Pakistan offering cost effective and economical plan to beginners of hosting business in pak among the best hosting company is Pakish hosting , many of satisfied users recommended them highly.

For more information, visit: Website Hosting. Or you can see more details here: Website Hosting.

Source: http://www.theyellowads.com/internet_businesses_online/internet-hosting-business-assessment-in-pakistan

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Thursday, November 8, 2012

Jail for Ignorance

Insurance companies and casinos are among the richest industries in the world. Televised sporting events typically capture the largest audiences and are the most lucrative programing. What is common to each of these highly profitable industries is uncertainty. We insure against rare but unpredictable events, we gamble for the thrill of coming out on top against the odds, and who would watch or attend a sporting event when the outcome was already known (think of all those ?spoil alerts? during the Olympics).

So why do we have such a hard time understanding that science is not a perfect prediction machine, that it doesn?t know everything, that it traffics in uncertainty and ignorance ? and that this is precisely what makes it powerful? Science remains our best idea about how very complicated things work, but it is never satisfied with the current knowledge. In science revision is a victory, not a reluctant admission that we might have been wrong.

Why has science turned its encyclopedic face to the public, showing off all the shiny facts and hiding the mysteries and the unknowns that still make up the bulk of the venture? The reasons lie at the center of the recent miscarriage of justice in Italy over the failure of geologists to be properly alarmist about the possibility of an earthquake.

To be willing to say ?I don?t know? into a face full of microphones and the demands from a political officer who you know also controls funding for scientific work ? this takes courage. And from the transcripts, this is precisely what the Italian scientists said. It was the interpretation by politicians and the media that led to the misunderstanding that these scientists predicted the unlikely possibility of an earthquake with any more surety than they could have predicted its occurrence.

It is correct and useful to consult scientists on matters of the natural world, but it is childish to believe that they should make pronouncements of certainty. Science in many areas remains unsettled, incomplete, unfinished ? but that does not make it unsound or unreliable. Science is correct, up to where it doesn?t know, and then it is a work in progress. But that work in progress is also more than just speculation; it is educated guesses, its conscientious probing, it is deep thinking and endless experiments. It is valuable even for what it doesn?t know.

The famous physicist Erwin Schrodinger noted that, ?In any honest search for the truth one has to abide by ignorance for an unknown period.? It is up to an educated public (and therefore to a public education system) to recognize the boundaries of absolute knowledge and to accept uncertainty in science as they do in other parts of their life. Not only to accept it, but to welcome it as the source of new ideas and a continued engagement with our still incompletely known world.

Holding scientists accountable is not wrong. But what should they be accountable for? Being honest about the bounds of knowledge, being forthright about what is or can be known, telling us what they do know ? but also what they don?t know. It makes no sense to hold them accountable for predicting something that is inherently unpredictable. Not only is this wrong, it exposes a foolish view of the world that is not befitting the citizen of a modern technological democracy. To believe in certainty is superstition.

Related at Scientific American:

April 6, 2009: The L?Aquila Earthquake
The L?Aquila Verdict: A Judgment Not against Science, but against a Failure of Science Communication
Italian scientists convicted over earthquake warning
Italian Scientists Sentenced to 6 Years for Earthquake Statements

Source: http://rss.sciam.com/click.phdo?i=8fb193ed36b0c8f5014bafe66454f969

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What I?ll be looking for tonight (Offthekuff)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/261027719?client_source=feed&format=rss

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New Jersey's email voting suffers major glitches

Julio Cortez / AP

Ed Lippman, 58, wears a message on his jacket on Election Day while walking home, Tuesday, Nov. 6, in Hoboken, N.J.

By Bob Sullivan

New Jersey's emergency experiment with email voting hasn't fared well. One election official described it as a "catastrophe" and voters are complaining that computer glitches are blocking their last-minute efforts to obtain electronic ballots. An avalanche of requests for email ballots that overwhelmed county clerks' offices forced the state to extend its email voting deadline to Friday afternoon at 8 p.m., though email ballot requests had to filed by 5 p.m. ET Tuesday.

"It has become apparent that County Clerks are receiving applications at a rate that outpaces their capacity to process them without an extension," said Lt. Gov. Kim Guadango in her order extending the deadline.

Several election officials say misunderstanding is at the root of the problem: Email ballots are only permitted for residents displaced by Superstorm Sandy, but many who are not displaced are nevertheless deluging the system.

"The numbers are overwhelming. The county clerks are inundated with requests," said Michael Harper, clerk of the Board of Elections for Hudson County, N.J. which includes Hoboken, one of the hardest-hit regions recovering from Sandy. Asked to describe the situation, he said, "I would lean more towards catastrophe."

New Jersey has taken the extraordinary step of allowing votes to be cast all the way up until Friday. This applies to voters in counties affected by Hurricane Sandy, and could make the state vulnerable to lawsuits. NBC's Pete Williams reports.

New Jersey's email voting law allows overseas residents and active duty military to request ballots electronically; it was extended by state executive order on Saturday to apply to residents displaced by the storm.

NBC News Justice Department correspondent Pete Williams said the extreme step of extending the voting deadline could expose New Jersey to lawsuits.

"This raises some interesting legal questions," Williams wrote. "A federal law requires all states to choose their presidential electors the same day. But another law says if a state fails to do that, then its legislature determines how its presidential elections are determined. Some legal experts say they believe while New Jersey may be in technical violations of federal laws if it does this, it's Congress that makes the ultimate decision about whether to accept a state's electoral votes. And they doubt that Congress would fail to count the votes of a state brought to its knees by the storm.?"

Another hitch is this: Residents must email or fax their requests to their county clerk's office, which must respond individually to each request. The mountain of last-minute requests is crushing clerks' capacity to respond.

Janet Larwa, the deputy clerk at the Hudson County Clerk's office, told NBC News there were eight workers trying to process 3,000 email requests as of mid-day Tuesday.

Frustrations weren't limited to Hudson County. In Essex County, which includes the state's largest city, Newark, the American Civil Liberties Union filed a lawsuit after it received 25 complaints from residents who said they'd requested email ballots, but hadn't received them. Voters reported that emails sent to the county clerk's office were bouncing, indicating the clerk's inbox was full or not functioning.?

"You've got people who are trying to utilize this email or fax voting capabilities the state has said they are entitled to," Alexander Shalom, policy counsel for the ACLU,?told NJ.com. "The counties are so overwhelmed with these requests, they are not able to reply. People have emailed in requests to get ballots and they are not hearing back."

The ACLU sought a court order that would have allowed displaced residents to fill out a Federal Write-In Absentee Ballot, typically used by overseas voters who apply for but don't receive their blank absentee ballots in time, but an Essex County judge rejected?the petition on Tuesday night.

Essex County Clerk Christopher Durkin tried to ease the problem by giving out his personal email Hotmail address to voters, inviting them to send ballot requests there,? according to a message posted on the official Facebook page for West Orange, N.J., a city in Essex County.

In Morris County, BuzzFeed.com reported that emails sent to that county's clerk were bouncing. The Daily Record reported the clerk there was struggling under a mountain of 1,000 requests.

Harper, from Hudson County, said the problems stem from the wider email voting process being "thrown upon us at the last minute," not to mention the unprecedented volume. Larwa said that voters who aren't displaced from their homes are being turned down. Her office is calling some voters and denying their email ballot requests, telling them to go to their usual polling place. With power restored to much of Hudson County within the past 48 hours, very few polling locations have been relocated, she said.

The problems might not stop with delivering email ballots, however. Experts are also worried that even if all New Jersey voters who need them receive email ballots in time, there will be confusion about submitting the ballots. The state's email voting procedure is a three-step process which is new to nearly all voters, and ripe for confusion, according to J. Alex Halderman, an electronic voting expert at the University of Michigan.? Voters must request a ballot electronically; email or fax the completed ballot to the clerk; then mail the original hard copy to the clerk.?

"I'm not sure that voters will understand they still have to mail the ballot," Halderman said. "They may not be aware for requirement, even though it's on the form. If people don't do that, it will be fodder for lawsuits."

Halderman is also concerned that computer hackers can intercept email ballots and alter votes, or otherwise electronically tamper with the process.

"Email voting is tremendously risky ... you never want to make last minute change to an election process. That's a recipe for chaos," he said. "It's a reflection of desperation and seriousness of the situation New Jersey (post-Sandy) that officials are using email voting."

Voting officials in New York apparently agree with Halderman. New York State Board of Elections co-chair Doug Kellner said during the weekend that his state rejected emergency email ballots because, "they're hackable and they're not verifiable," according to USA Today.

Still, Halderman is worried that voters who get a taste of email voting may clamor for it in future elections.

"We are definitely concerned that voters will want to have access to this again if they it convenient," he said. "But transmitting votes by email doesn't have good secrecy or integrity protection. It's easy to spoof an email, intercept an email, find it in someone's outbox and alter it ... It's possible to hack email servers and change votes after they are received. It's the highest level of risk for any kind of electronic voting."?

With reporting by NBC News Talesha Reynolds.

Follow Bob Sullivan on Twitter; He writes for NBC News at the Red Tape Chronicles.

More content from NBCNews.com:?

Some evacuations ahead of snowy, windy nor'easter?

Cops: Co-worker kills 2, wounds 2 at chicken processing plant?

Michigan highway shootings suspect arrested?

Underwear needed for Staten Island victims of Sandy, official says?

NJ's email voting suffers voting glitches?

Nun accused of stealing $128,000 to play casinos

Follow US news from NBCNews.com on Twitter and Facebook

Source: http://usnews.nbcnews.com/_news/2012/11/06/14974588-new-jerseys-email-voting-suffers-major-glitches?lite

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Wednesday, October 31, 2012

Oxidative stress and altered gene expression occurs in a metabolic liver disease model

ScienceDaily (Oct. 29, 2012) ? A team of researchers under the direction of Dr. Jeffrey Teckman in the Department of Pediatrics at St. Louis University, have demonstrated that oxidative stress occurs in a genetic model of alpha-1-antitrypsin deficiency. This is the most common genetic liver disorder in children and can lead to cirrhosis and hepatocellular carcinoma in adults. Some cases may require liver transplantation.

The report, published in the October 2012 issue of Experimental Biology and Medicine, suggests that treatment with antioxidants might be of therapeutic benefit for some individuals.

"We have evidence of oxidative stress in livers from an animal model that expresses the classical Z variant form of alpha-1-antitrypsin. The animal model recapitulates the human liver disease, in which the livers accumulate polymers of alpha-1-antitrypsin mutant Z protein, developing fibrosis and hepatocellular carcinoma with age," says Dr. Marcus. Potentially, non-invasive treatment involving long-term regulation of antioxidant levels could ameliorate the oxidative stress and retard the advancement of disease.

"This is an exciting new report which may help us understand the extreme variability between different patients with this same, single gene, metabolic liver disease. These findings may inform the pathophysiology of other liver diseases as well," says Dr. Teckman. In clinical studies, liver disease from alpha-1-antitrypsin mutant Z protein has shown considerable variability in severity and progression, suggesting that as yet undescribed genetic modifiers may influence disease development. Based on this study, certain antioxidant enzymes involved in oxidative stress defense could be useful targets for further examination. Using microarray technology, the investigators have identified a number of potential alterations in gene expression pathways that could modify the development of liver pathologies. This information could be useful in defining genetic variants that may influence individual susceptibility and in facilitating the design of appropriate treatments.

Steven R. Goodman, PhD, Editor-in-Chief of Experimental Biology and Medicine said, "Teckman and colleagues have demonstrated that oxidative stress occurs in an animal model of Alpha-1-antitrypsin deficiency. This suggests that antioxidant treatment may be beneficial in this most common genetic liver disorder in children."

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Story Source:

The above story is reprinted from materials provided by Society for Experimental Biology and Medicine, via EurekAlert!, a service of AAAS.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. N. Y. Marcus, K. Blomenkamp, M. Ahmad, J. H. Teckman. Oxidative stress contributes to liver damage in a murine model of alpha-1-antitrypsin deficiency. Experimental Biology and Medicine, 2012; DOI: 10.1258/ebm.2012.012106

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/aG8p31SCRz8/121030062609.htm

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Meek Mill Says Debut Album Will 'Sustain Itself,' Despite Sandy

'I ain't really trippin' on the first week, man,' Meek tells MTV News of storm's potential effect on Dreams & Nightmares sales.
By Maurice Bobb


Meek Mill
Photo: FilmMagic

Source: http://www.mtv.com/news/articles/1696540/hurricane-sandy-meek-mill-dreams-and-nightmares-album-sales.jhtml

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Small Loans Show Growth Potential | Finance Buzz - Personal ...

For those of us who have been around for a few years, it?s pretty clear that banking is one industry that has been through some significant changes, especially when it comes to personal loan applications. Gone are the days when you would approach the bank manager directly and plead your case to improve your cash flow situation. These days the bank manager has nothing to do with the final decision and banks are only really interested in a minimum of $5,000 if you want to borrow.

The argument against small loans it that the average $3,300 loan taken over a year racks up an additional $462 in admin fees plus an establishment fee so it doesn?t make good business sense for banks to go to the trouble of offering the service. For consumers who have overextended their credit cards and have a bad credit rating the current lending climate is a pretty aggressive place and going through the banks could be a futile endeavour so it is just as well that there are more accessible options opening up for loans, such as the ones at Bankwest.com.au (http://www.bankwest.com.au/personal/personal-loans/personal-loans-overview), which our research led us to.

What is more, Cash Converters? personal loan growth of 31 per cent to $62.1-million is also worth a mention because the model it was built on was geared towards market needs. Its core business is extending $1,000 loans on a shorter term of seven months, accumulating $490 in interest and a $250 establishment fee. Australia?s short term small amount market is estimated to be generating more than $1-billion and, for those who are running out of viable loan options it provides a suitable channel.

Things are looking up for the cash-strapped consumer though as legislation has also recently been passed that restricts the interest and charges that can be applied to small, short term loans. Loans under $2,000 have been capped at 20 per cent of the credit amount to be charged upfront and 4 per cent on a monthly basis for the term of the loan.

Other developments in the arena of personal loan financing have seen the emergence of a new peer-to-peer platform released by SocietyOne. It is a loan management program called ClearMatch which caters to a changing world with a dynamic online solution and a secure framework through which borrowers? and investors? interests can be satisfied.

The new platform promises a more efficient personal loan process by taking the middle man, the bank, out of the borrower-investor relationship. It has also been claimed that the operating platform?s technology is more efficient than can be expected at a bank and other financial lending institutions.

The news of the software?s Australian debut comes in the wake of its success in the United Kingdom, and SocietyOne feels it is likely to have the same degree of impact down under. The software creates a mutually beneficial framework, as borrowers pay lower fees and interest and lenders can access an asset class that has kept the banks running for many years.

In its favour is fixed rate monthly interest and repayments. There is also no monthly charge and no fees apply for early repayment. The funds are provided by independent investors who invest small amounts into different accounts to create a diverse portfolio under the management of SocietyOne. Borrowers can access to up $30,000, on what has been coined a responsible borrowing option.

So if there wasn?t already enough pressure on the banks the introduction of more direct borrowing alternatives poses a threat to their precarious profit margins. The country?s big four have come under a lot of fire recently, monopolizing the market and charging Australians significantly higher interest rates and fees than their financial counterparts in the rest of the developed world.

Source: http://www.financebuz.com/2012/10/small-loans-show-growth-potential.html

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The Business Benefits of the HIPPA Cloud

HIPAA-compliant solutions are in the end the task of the CE which must meet all of the following criteria: Identification and Authorization which is the process of correctly identifying and authenticating users, Authorized Privileges and Access Control whereby authorizations or privileges can be obtained, Confidentiality whereby access controls have to ensure that there is no accidental or unauthorized disclosure of data such as using encryption, Integrity which is the measures to ensure that data does not get unintentionally or maliciously altered, and accountability which is the tracking actions or behaviors of users such as using auditing to learn how data is accessed.

All organizations involved with credit card processing are required to comply with the PCI Data Security Standard. For enterprises in service in such areas as financial services, retail, healthcare, etc, PCI compliance has become a costly and time consuming task. PCI audits can cost hundreds of thousands of dollars and many businesses are unsuccessful in their first attempt to attain PCI certification. One of the best solutions to become PCI compliant is to acquire HIPPA Cloud Solutions.

A business must create an infrastructure that complies with PCI regulations. When you take advantage of the HIPPA Cloud, the PCI Cloud Host you choose should partner with Approved PCI Scanning Vendor (ASV) services. The scanning service includes an evaluation of the code on your site and looks for any risks. With HIPPA Cloud, you will benefit from a properly configured Firewall and Intrusion Detection System (IDS), and if your site is accessed by the public you must separate the credit card information from the public information via a De-Militarized Zone (DMZ) which you can do with the HIPPA Cloud hosting. A good PCI managed cloud will employ Microsoft Internet Security and Acceleration (ISA) for Windows systems and Cisco Adaptive Security Appliances (ASA) for Linux-based systems.

A reputable and qualified PCI Cloud Host company offers the most extensive PCI compliance solutions. The PCI DSS standard focuses on twelve major compliance areas that includes - software design, security management, policies, network architecture, procedures, etc, of which ten areas are can be addressed by a PCI Managed Cloud Host. An all-inclusive PCI cloud host compliance program addresses all ten of the service provider qualified compliance areas. With a good PCI cloud host, your business will benefit from a service that offers a turn-key PCI start-up package that includes PCI compliant networking equipment, virus scanning, database layer DMZ, intrusion detection services, fully dedicated redundant architecture, , and authentication services.

A worthwhile and qualified PCI Managed Host will provide PCI ongoing maintenance that includes: system level vulnerability testing, log review and management, intrusion detection, system level vulnerability testing, and change management. PCI managed hosting offers effective PCI compliance solutions that will help your business meet all compliance standards. Any company processing, storing, or transmitting payment card data must comply with the Payment Card Industry Data Security Standards (PCI DSS). If not, a merchant could lose their ability to process credit card payments and will likely be fined by their attaining bank/processor. HIPPA Cloud Solutions are designed to help businesses maintain compliance and prevent hacking, credit card fraud, and other security risks.

Dedicated to solving problems for clients, we provide solution. Offers various hosting such as Managed cloud, Private Cloud hosting and HIPAA hosting. Visit us and see

Dedicated to solving problems for clients, we provide solution. Offers various hosting such as http://www.logicworks.net/Solutions/Cloud-Computing Managed cloud, Private Cloud hosting and http://www.logicworks.net/Applications/Health-Care HIPAA hosting. Visit us and see

Source: http://www.articlesbd.com/articles/266743/1/The-Business-Benefits-of-the-HIPPA-Cloud/Page1.html

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Kuwait arrests opposition leader over emir comments

KUWAIT (Reuters) - Kuwaiti authorities arrested an opposition leader late on Monday after he made comments viewed as critical of the Gulf Arab state's ruler, a political activist said.

Musallam al-Barrak, a former lawmaker and a prominent figure in the nationalist Popular Action Bloc, was arrested on Monday night following a news conference at his house where he called on the government to abide by the constitution.

His arrest seems likely to fuel political tensions in the oil exporting state, which has seen some violent protests in recent weeks following changes to the country's electoral law that critics say will hamper the opposition in a parliamentary ballot scheduled for December 1.

At an opposition-led rally on October 15 where Kuwaiti civilians clashed with riot police, Barrak appealed to Emir Sheikh Sabah al-Ahmad al-Sabah to avoid "autocratic rule".

Although Kuwait allows more freedom of speech than some other Gulf states, the emir, who has the last say in state affairs, is considered "immune and inviolable" in the constitution.

"Members of the state security service came in with an arrest warrant and he (Barrak) is now being held at the state security department," activist Ahmad al-Dayeen told Reuters.

He described the arrest as a serious development that could have an impact on protest rallies scheduled for November 4.

With the uprisings which have swept through much of the Arab world aggravating tensions between Kuwait's elected parliament and a government dominated by the Al-Sabah ruling family, the OPEC member state has shown limited tolerance for dissent.

Last week, authorities released three former opposition lawmakers accused of criticising the emir and four people arrested for taking part in protests this month. A court hearing for the former MPs was set for November 13.

Tens of thousands protested the electoral law reforms, which were ordered by the emir, leading to some of the worst violence in the country's recent history.

The opposition has said it will boycott the December 1 election.

Kuwait's oil wealth and generous welfare state has helped it avoid the kind of uprisings that toppled leaders elsewhere in the region.

On Monday, credit agency Fitch warned Kuwait on that further escalation of political protests could put its AA sovereign rating under pressure despite the nation's strong balance sheet.

(Reporting by Ahmed Hagagy; Writing by Rania El Gamal; Editing by John Stonestreet)

Source: http://news.yahoo.com/kuwait-arrests-opposition-leader-over-emir-comments-073028855.html

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Monday, October 29, 2012

Fans fill SF streets to celebrate Giants' win

San Francisco Giants fans cheer for their team following the Giants 4-3 victory over the Detroit Tigers in Game 4 of baseball's World Series on Sunday, Oct. 28, 2012, in Detroit. The Giants won the World Series 4-0. (AP Photo/The Sacramento Bee, Randy Pench) MAGS OUT; LOCAL TV OUT (KCRA3, KXTV10, KOVR13, KUVS19, KMAZ31, KTXL40); MANDATORY CREDIT

San Francisco Giants fans cheer for their team following the Giants 4-3 victory over the Detroit Tigers in Game 4 of baseball's World Series on Sunday, Oct. 28, 2012, in Detroit. The Giants won the World Series 4-0. (AP Photo/The Sacramento Bee, Randy Pench) MAGS OUT; LOCAL TV OUT (KCRA3, KXTV10, KOVR13, KUVS19, KMAZ31, KTXL40); MANDATORY CREDIT

A San Francisco Giants fan jumps over a bonfire in San Francisco's Mission district Sunday, Oct. 28, 2012, after the Giants swept the Detroit Tigers to win baseball's World Series. (AP Photo/Noah Berger)

San Francisco Giants fan David Zweig celebrates outside PacBell Park on Sunday, Oct. 28, 2012, in San Francisco after the Giants swept baseball's World Series against the Detroit Tigers. (AP Photo/Noah Berger)

San Francisco Giants fans celebrate outside PacBell Park on Sunday, Oct. 28, 2012, in San Francisco after the Giants swept baseball's World Series against the Detroit Tigers. (AP Photo/Noah Berger)

San Francisco Giants fans celebrate outside PacBell Park on Sunday, Oct. 28, 2012, in San Francisco after the Giants swept baseball's World Series against the Detroit Tigers. (AP Photo/Noah Berger)

(AP) ? Thousands of baseball fans took to the streets of San Francisco to celebrate the Giants World Series victory, with revelers gathering on corners, in parks and at watering holes as car horns blared long into the night.

Fans across the city left their televisions and rushed outside, greeting diners, bar patrons and other merry makers Sunday night after the Giants defeated the Detroit Tigers 4-3 to sweep the Series for their second title in three years.

Small fires broke out in trash cans here and there, but the violence and vandalism appeared to have been kept to a minimum a few hours after the last pitch.

"We're watching out for any major flareups and fires," said police spokesman officer Carlos Manfredi. "We want to maintain public safety at all times, and don't want to put first responders in any danger."

He said police were responding to certain hot spots but had no reports of serious problems. No arrest figures were available.

KGO-TV reported that at least three bonfires flared on Mission Street with fans fueling them with couches, signs, newspaper racks, and other items. Firefighters had to be escorted in by riot police to fight some of the fires.

At Polk and Bush streets in the city's Polk Gulch neighborhood, hundreds of fans sprayed champagne, set of off firecrackers and blocked traffic for at least two hours after the game.

Several blocks away, police clad in riot gear looked on as revelers danced around Civic Center plaza where they watched the game on the Jumbotron.

The thousands of fans assembled there exploded in a roar with the final out.

Anthony Yos, 10, hugged his brother Luciano Yos, 15 and the two danced in an embrace with their parents.

"This is the greatest thing," Anthony said with a smile that could go no wider. "The Giants are my favorite team."

Someone in the crowd launched fireworks a few minutes after the game and the park was awash with fans, strangers hugging strangers and wine bottles and marijuana cigarettes being freely passed through the crowd despite a heavy police presence.

"This is San Francisco, "said Laura Chu. "We know how to party."

Sara Vivas brought her 6-year-old daughter Briana Cepeda from Oakland to view the game and join the celebration. They were both clad head-to-toe in Giants garb.

"This is something she will remember forever," Sara said.

Bars of all stripes, from the Castro to Chinatown were packed with supporters of the beloved Giants.

So-called pedicabs whisked fans down roads blocked to traffic and revelers enjoyed a New Year's Eve-like freedom to roam up and down streets usually clogged with traffic.

Mayor Edwin Lee announced the ticker-tape parade would be held Wednesday at 11 a.m., down Market Street to Civic Center Plaza

"The rain in Detroit couldn't dampen the drive, talent and determination of the San Francisco Giants team tonight. Once again, the Giants brought our City together as we all cheered on our hometown heroes to another remarkable World Series victory," he said.

The 2010 parade drew hundreds of thousands fans, who lined the streets of downtown San Francisco. The parade ends at City Hall.

The party started early in Civic Center park, with many showing up hours before the 5 p.m. game on a nice Indian Summer day in San Francisco.

The city's ubiquitous food trucks did a brisk business and drummers of all types beat their instruments throughout the game.

"Where else in the world do you want to be tonight," replied Dave Wormald of Toronto. Wormald and two other colleagues were in town for a business meeting and were watching the game at their hotel when they decided to embark for City Hall.

"This is the place to be," said Jim Vliet, Wormald's colleague.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-10-29-World%20Series-Giants%20Fans/id-4e062b7c91cd4fa4af37fdef705d2e00

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Friday, October 26, 2012

Peanut Butter Whoopie Pies from Tv Food and Drink - Brought to ...

Also known as ?gobs,? ?bobs? ?black-and-whites? and ?BFO?S? (Big Fat Oreos), the whoopie pie is the official ?state treat? of Maine. ?These cakey cookies exploding with buttercream have never had their origins fully explained, though most attribute it to Pennsylvania Dutch country.

My sister Jodi and I recently had an all-day marathon cookie making session that included carrot cake cookies (see them here), chocolate mint sandwich cookies (here), and these peanut butter whoopie pies. ?Working side by side, we quickly reverted to the traditional roles we held growing up within the structure of the Green family. ?She transformed into the bossy taskmaster who knows better than everyone else, while I became the whiney ?mistake child? who resorts to raising his voice and cutting other people off in an effort to have his opinion respected. ?If you don?t believe me, check out the VIDEO PROOF below.

The combination of my sister?s and my family-fostered dysfunction and rampant insecurities appears to have worked wonders! ?By the end of the day we had something along the lines of 300 cookies cooling on dishes and parchment paper slices all over my home. ?And they all turned out pretty spectacular, plus we were still speaking to one another. There was a brief ?missing acrylic fingernail? panic, but what kitchen experience is complete without one of those?


Peanut Butter Whoopie Pies from Martha Stewart

  • 1 3/4 cups all-purpose flour
  • 3/4 cup unsweetened cocoa powder (not Dutch process)
  • 1 1/2 teaspoons baking soda
  • 1/2 teaspoon fine salt
  • 4 tablespoons unsalted butter, softened
  • 1/4 cup vegetable shortening
  • 1/2 cup granulated sugar
  • 1/2 cup packed dark-brown sugar
  • 1 large egg
  • 1 cup whole milk
  • 1 teaspoon pure vanilla extract
  • Peanut Butter Buttercream (recipe below)
  • 2 ounces bittersweet chocolate, finely chopped

Peanut Butter Buttercream

  • 2/3 cup natural, creamy peanut butter
  • 8 tablespoons (1 stick) unsalted butter, softened
  • 3/4 cup confectioners? sugar
  • Fine salt (optional)

Cream peanut butter and butter in the bowl of an electric mixer fitted with the paddle attachment on high speed. On low speed, mix in sugar until combined, then beat mixture on high speed until fluffy and smooth, about 3 minutes. Add salt to taste, if desired. Use immediately.

Preheat oven to 375 degrees. Line two large baking sheets with parchment paper; set aside. Sift together flour, cocoa, baking soda, and salt into a small bowl; set aside.

Add butter, shortening, and sugars to the bowl of an electric mixer fitted with the paddle attachment; cream on high speed until smooth, about 3 minutes. Add egg; beat until pale and fluffy, about 2 minutes. Add half the flour mixture, then the milk and vanilla; beat until combined. Add the remaining flour mixture. Beat together, scraping down sides of bowl with a rubber spatula as needed.

Drop 12 slightly rounded tablespoons of batter 2 inches apart on each baking sheet. Bake the cookies in the upper and lower thirds of oven, 10 minutes; switch the positions of the baking sheets, and rotate each one. Continue baking until the cookies spring back to the touch, 2 to 4 minutes more.

Remove from oven; let cookies cool on baking sheets, 10 minutes.Transfer with a metal spatula to a wire rack; let cool completely. Meanwhile, line a cooled baking sheet with a new piece of parchment; repeat process with remaining batter.

Spread 1 scant tablespoon buttercream on flat sides of half the cookies. Top each with one of the remaining cookies, flat side down, and gently press together. Transfer pies to a tray.

Cookies can be refrigerated in single layers (they?re sticky!) for up to three days. Bring to room temperature before serving.

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Tags: Buttercream recipes, Christmas cookies, cookies for kids, Martha Stewart cookies, Martha Stewart recipes, Peanut Butter Buttercream recipe, peanut butter cookies, peanut butter whoopie pies, thanksgiving cookies

Posted in Cookie Season and Desserts and Homemade 3 hours, 43 minutes ago at 9:28 am. 2 comments

Source: http://tvfoodanddrink.com/2012/10/season-cookie-peanut-butter-whoopie-pies/

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Monday, October 22, 2012

Project / Program / Engagement Manager Europe: DPI / Big Data ...

Basic Salary: ? ?70-95K + Bonus + bens

OTE: ?

Location: UK,

Job Type: Permanent/Full Time


Details

Job Title: Project / Program / Engagement Manager Europe: DPI / Big Data / Telco Analytics
Package: ?70-95K + Bonus + bens
Location: UK, London, South West

Our client provides solutions for timely, big data decision-making for international Telco?s and Service Providers and is growing rapidly.

Off the back of recent successes they are looking to hire an experienced international projects / program / engagement manager to manage deployments across European (tier 1) Service provider clients that they work with.

Essential role highlights:
? Responsible for managing customer projects to time, budget, contracted deliverables and overall customer satisfaction.
? Serve as an engagement and program manager to ensure successful implementations that may cross multiple geographic locations with diverse teams from various customer teams as well as adjacent third party vendors and partners.
? Manage a number of projects concurrently depending upon project scope from contract/sow through to full acceptance and revenue recognition.
? Engagement Managers will also be critical to finding new revenue and follow on business opportunities. P&L management will also become an important future responsibility.

Job Responsibilities
? Create and maintain the overall delivery plan from contract and sow to full acceptance by the customer
? Create and foster close customer relationships to effectively manage schedule, scope, tradeoffs and issues resolution
? Manage and drive competing requests across simultaneous client engagements
? Identify and drive project activities from across customer functional groups and partner sources
? Facilitate and drive internal communications within the sales, engineering, services, support and product management organizations. Ensure efficient handoffs between functions.
? Manage project to time, budget, and contracted deliverables (including planning, scheduling, milestone reviews, etc.)
? Help to document best practices in developing and deploying solutions
? Coordinate external communications with Customers and third party vendors on meeting the program objectives and to protect company interests.
? Broaden the reach of customer accounts by investigating new opportunities for our solutions.
? Drive project reviews for management and customers
? Manage project P&L to targeted margin results

Skills Needed
? At least 8-12+ years experience in customer-facing positions in a professional services role /firm.
? Experience with modern services deployment methodologies such as Agile/Scrum, with emphasis on software and hardware architecture, and infrastructure design and development
? Use of formal project management tools (e.g., MS-Project, Visio, etc.)
? Strong technical background, with previous experience with delivery of Enterprise class (Telco) software
? Experience in data warehousing or business intelligence application is desired (Oracle, SiteCatalyst, SAP, IBM/Cognos, etc.)
? Exposure to Telecom/Cable/Wireless service delivery and/or IP data networking.
? Strong analytical skills regarding technical and project management issues
? Strong organizational skills with an ability to manage competing client demands
? Ability to interact and communicate with CIO-level personnel
? Excellent communications and interpersonal skills
? Project Management certification and ITIL certification preferred

For More information, please feel free to get in touch.


Apply for this Job

Please complete the form below to apply for this job and to send us your CV/Resume.

Source: http://www.mtech-europe.com/news/project-program-engagement-manager-europe-dpi-big-data-telco-analytics/

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